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Supplementary Retirement Scheme (SRS)


What is Supplementary Retirement Scheme (SRS)?

A government-led initiative to help Singapore Citizens, Singapore Permanent Residents (SPRs) and foreigners prepare for old age by building their retirement nest in advance. The SRS complements the Central Provident Fund and is voluntary.

Contributions to SRS are eligible for tax relief, click here for more details on tax matters.

Make your contributions into SRS account by 31 December 2023 to enjoy income tax savings!

How to invest your SRS Funds?

  • Register an account with any of the three SRS operators (DBS/POSB, UOB & OCBC)
  • Approach your stock broker for the SRS linkage
  • Purchase the security with your stock broker (remember to indicate SRS when you execute the trade)

Upcoming Events

Top Counters Invested with SRS Funds

Top 10 Stocks Traded by SRS investors (July 2022 – Jun 2023)

 

No.StockStock Code
1.DBS GroupD05
2.OCBC BankO39
3.UOBU11
4.Singapore Airlines (SIA)C6L
5.Keppel CorporationBN4
6.SingtelZ74
7.SATSS58
8.ST EngineeringS63
9.CapitaLand Integrated Commercial TrustC38U
10.Seatrium (merger of Sembcorp Marine and Keppel Offshore & Marine)S51

Source: SGX Group, data as of Jul 2023

Top 10 ETFs Traded by SRS investors (July 2022 – Jun 2023)

 

No.StockStock Code
1.Lion-OCBC Securities Hang Seng Tech ETFHST (SGD)
2.SPDR Straits Times Index ETFES3
3.SPDR S&P 500 ETFS27
4.Lion-Phillip S-REIT ETFCLR
5.SPDR Gold SharesGSD (SGD)
6.NikkoAM-STC Asia REIT ETFCFA
7.Lion-OCBC Sec China Leaders ETFYYY
8.Nikko AM STI ETFG3B
9.Nikko AM SGD IG Bond ETFMBH
10.ABF SG Bond ETFA35

Source: SGX Group, data as of Jul 2023

Brokers Promotion

BrokerPromotionsMore Information
Be rewarded with up to S$200 and enjoy 0% processing fee for ETF trades when you invest your SRS monies.*
Be rewarded with up to $200 Cash when you open account and complete your SRS trades.*
Invest in ETFs with SRS and be rewarded with up to S$200!*
Receive 1,500 Free Bonus Points when you invest in SGX-listed ETFs with your SRS.*

Terms and conditions apply*, please visit broker’s promotion page for more information.

Infographics

Disclaimer:

The content of this “Supplementary Retirement Scheme Webpage” is not intended for distribution to, or for use by or to be acted on by any person or entity located in any jurisdiction where such distribution, use or action would be contrary to applicable laws or regulations or would subject Singapore Exchange Limited (“SGX”) and/or its affiliates (collectively with SGX, the “SGX Group Companies”) to any registration or licensing requirement. This document/material is not an offer or solicitation to buy or sell, nor financial advice or recommendation for any investment product. This document/material has been published for general circulation only. It does not address the specific investment objectives, financial situation or particular needs of any person. Advice should be sought from a financial adviser regarding the suitability of any investment product before investing or adopting any investment strategies. Use of and/or reliance on this document/material is entirely at the reader’s own risk. Investment products are subject to significant investment risks, including the possible loss of the principal amount invested. Past performance of investment products is not indicative of their future performance. Any forecast, prediction or projection in this document/material is not necessarily indicative of the future or likely performance of the product. Examples (if any) provided are for illustrative purposes only. While each of the SGX Group Companies have taken reasonable care to ensure the accuracy and completeness of the information provided, each of the SGX Group Companies disclaims any and all guarantees, representations and warranties, expressed or implied, in relation to this document/material and shall not be responsible or liable (whether under contract, tort (including negligence) or otherwise) for any loss or damage of any kind (whether direct, indirect or consequential losses or other economic loss of any kind, including without limitation loss of profit, loss of reputation and loss of opportunity) suffered or incurred by any person due to any omission, error, inaccuracy, incompleteness, or otherwise, any reliance on such information, or arising from and/or in connection with this document/material. The information in this document/material may have been obtained via third party sources and which have not been independently verified by any SGX Group Company. No SGX Group Company endorses or shall be liable for the content of information provided by third parties (if any). The SGX Group Companies may deal in investment products in the usual course of their business, and may be on the opposite side of any trades. Each of SGX, Singapore Exchange Securities Trading Limited and Singapore Exchange Bond Trading Pte. Ltd. is an exempt financial adviser under the Financial Advisers Act (Cap. 110) of Singapore. The information in this document/material is subject to change without notice. This document/material shall not be reproduced, republished, uploaded, linked, posted, transmitted, adapted, copied, translated, modified, edited or otherwise displayed or distributed in any manner without SGX’s prior written consent. Please note that the general disclaimers and jurisdiction specific disclaimers found on SGX’s website at http://www.sgx.com/terms-use are also incorporated into and applicable to this document/material.

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